Siddhartha Bank home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating up to 7.88% and fixed from 5.99%.

Lowest published rate
5.99%
Base rate
4.88%
Last checked
1 Nov 2026

Siddhartha Bank home loan rates and monthly payments

Siddhartha Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Home Loanfixed5.99 / 8.49 / 9.005.99 to 9.00from NPR 35,793
Siddhartha Hamro Ghar Karjafixed5.99% p.a.( Fixed for 7 years)5.99NPR 35,793
Home LoanfloatingBase Rate + up to 3.00%Up to 7.88up to NPR 41,449

These are the rates Siddhartha Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Siddhartha Bank compares

Its lowest rate of 5.99% is number 15 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Siddhartha Bank Home Loan Questions

What people ask about home loan rates at Siddhartha Bank.

For Kartik 2083, Siddhartha Bank publishes home loan rates of floating up to 7.88% and fixed from 5.99%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Siddhartha Bank is 4.88%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Siddhartha Bank's lowest rate is number 15 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Siddhartha Bank's published rates every day. The last check was on 1 Nov 2026.