Kumari Bank home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating from 5.83% and fixed from 6.29%.

Lowest published rate
5.83%
Base rate
4.83%
Last checked
1 Nov 2026

Kumari Bank home loan rates and monthly payments

Kumari Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Home Loanfloating1.00 to 3.005.83 to 7.83from NPR 35,333
Home Loan (Up to 7 Years)fixed6.29%6.29Up to 7 yrs only

These are the rates Kumari Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Kumari Bank compares

Its lowest rate of 5.83% is number 13 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Kumari Bank Home Loan Questions

What people ask about home loan rates at Kumari Bank.

For Kartik 2083, Kumari Bank publishes home loan rates of floating from 5.83% and fixed from 6.29%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Kumari Bank is 4.83%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Kumari Bank's lowest rate is number 13 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Kumari Bank's published rates every day. The last check was on 1 Nov 2026.