From the bank's own Kartik 2083 rate sheet: floating from 6.12% and fixed from 8.50%.
| Product | Type | The bank wrote | Rate % a year | Monthly |
|---|---|---|---|---|
| Home Loan | floating | Base Rate + 2.00 to 3.50 | 6.12 to 7.62 | from NPR 36,169 |
| Home Loan (fixed, upto 10 yrs) | fixed | 8.50 | 8.50 | Up to 10 yrs only |
| Home Loan (fixed, above 10 yrs) | fixed | 8.75 | 8.75 | NPR 44,186 |
These are the rates Standard Chartered Bank Nepalpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.
Its lowest rate of 6.12% is number 16 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.
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What people ask about home loan rates at Standard Chartered Bank Nepal.
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