Prime Commercial Bank home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating up to 9.84% and fixed from 7.50%.

Lowest published rate
7.50%
Base rate
4.84%
Last checked
1 Nov 2026

Prime Commercial Bank home loan rates and monthly payments

Prime Commercial Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Prime Home LoanfloatingBase Rate + up to 5.00Up to 9.84up to NPR 47,722
Prime Home Loan - RepairfloatingBase Rate + up to 5.00Up to 9.84up to NPR 47,722
Prime Home Loanfixed7.50-9.507.50 to 9.50from NPR 40,280

These are the rates Prime Commercial Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Prime Commercial Bank compares

Its lowest rate of 7.50% is number 17 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Prime Commercial Bank Home Loan Questions

What people ask about home loan rates at Prime Commercial Bank.

For Kartik 2083, Prime Commercial Bank publishes home loan rates of floating up to 9.84% and fixed from 7.50%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Prime Commercial Bank is 4.84%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Prime Commercial Bank's lowest rate is number 17 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Prime Commercial Bank's published rates every day. The last check was on 1 Nov 2026.