Citizens Bank International home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating up to 7.41% and fixed from 5.99%.

Lowest published rate
5.99%
Base rate
4.91%
Last checked
1 Nov 2026

Citizens Bank International home loan rates and monthly payments

Citizens Bank International home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Citizens Home LoanfloatingUpto 2.50%Up to 7.41up to NPR 40,005
Citizens Home Loanfixed9.00 % / 9.50% / 10.00%9.00 to 10.00from NPR 44,986
Citizens Home Loan Fixed Interest -7 Years IIfixed9.99% p.a.9.99NPR 48,218
Citizens Home Loan Fixed Interest -7 Years IIIfixed8.99% p.a.8.99NPR 44,954
Citizens Home Loan Fixed Interest -7 Years IVfixed7.99% p.a. ( Fixed for 7 years)7.99NPR 41,791
Citizens Home Loan - Fixed Interest -7 Years Vfixed6.99% p.a. ( Fixed for 7 years)6.99NPR 38,735
Citizens Sajilo Ghar Loan - Fixed Interest Rate - 5 Yearsfixed5.99% p.a. ( Fixed for 5 years)5.99NPR 35,793

These are the rates Citizens Bank Internationalpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Citizens Bank International compares

Its lowest rate of 5.99% is number 14 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Citizens Bank International Home Loan Questions

What people ask about home loan rates at Citizens Bank International.

For Kartik 2083, Citizens Bank International publishes home loan rates of floating up to 7.41% and fixed from 5.99%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Citizens Bank International is 4.91%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Citizens Bank International's lowest rate is number 14 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Citizens Bank International's published rates every day. The last check was on 1 Nov 2026.