From the bank's own Kartik 2083 rate sheet: floating from 5.68% and fixed from 8.00%.
| Product | Type | The bank wrote | Rate % a year | Monthly |
|---|---|---|---|---|
| Prabhu Home Loan- Upto Rs. 30 mio (Upto 5 Years) | floating | 0.75 / 2.75 | 5.68 to 7.68 | Up to 5 yrs only |
| Prabhu Home Loan- Upto Rs. 30 mio (Above 5 Years - 10 Years) | floating | 1.00 / 3.00 | 5.93 to 7.93 | from NPR 35,620 |
| Prabhu Home Loan- Upto Rs. 30 mio (Above 10 Years - 15 Years) | floating | 1.50 / 2.50 | 6.43 to 7.43 | from NPR 37,073 |
| Prabhu Home Loan- Upto Rs. 30 mio (Above 15 Years - 20 Years) | floating | 2.00 / 4.00 | 6.93 to 8.93 | from NPR 38,555 |
| Prabhu Home Loan- Upto Rs. 30 mio (Above 20 Years - 25 Years) | floating | 2.00 / 4.00 | 6.93 to 8.93 | Over 20 yrs only |
| Low Cost Housing | floating | 1.00 / 3.00 | 5.93 to 7.93 | from NPR 35,620 |
| Home Loan | fixed | 8.00 / 8.50 | 8.00 to 8.50 | from NPR 41,822 |
These are the rates Prabhu Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.
Its lowest rate of 5.68% is number 12 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.
Build one loan profile, then send it to the banks you choose and find out what they'll lend you.
What people ask about home loan rates at Prabhu Bank.
Nepal Niwas is digitizing Nepal's property market by making rentals, homestays, and property sales easier to discover, compare, and trust.