From the bank's own Kartik 2083 rate sheet: floating up to 7.59% and fixed from 9.15%.
| Product | Type | The bank wrote | Rate % a year | Monthly |
|---|---|---|---|---|
| Home Loan/House Purchase Loan (Upto5 Years) | floating | Upto 3 | Up to 7.59 | Up to 5 yrs only |
| Home Loan/House Purchase Loan (>5 to 10 Years) | floating | Upto 3 | Up to 7.59 | Up to 10 yrs only |
| Home Loan/House Purchase Loan (> 10 to 15 Years) | floating | Upto 3 | Up to 7.59 | Up to 15 yrs only |
| Home Loan/House Purchase Loan (Above 15 Years) | floating | Upto 3 | Up to 7.59 | up to NPR 40,555 |
| Home Loan/House Purchase Loan (upto 5 years) | fixed | 9.15 | 9.15 | Up to 5 yrs only |
| Home Loan/House Purchase Loan (>5 to 10 years) | fixed | 9.65 | 9.65 | Up to 10 yrs only |
| Home Loan/House Purchase Loan (>10 to 15years) | fixed | 10.15 | 10.15 | Up to 15 yrs only |
| Home Loan/House Purchase Loan (>15 to 20 years) | fixed | 10.65 | 10.65 | NPR 50,424 |
| Home Loan/House Purchase Loan (>20 to 25 Years) | fixed | 11.15 | 11.15 | Up to 25 yrs only |
These are the rates Agricultural Development Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.
Agricultural Development Bankpublishes only the most it will charge on floating loans, so it can't be ranked against banks that publish a starting rate.
Build one loan profile, then send it to the banks you choose and find out what they'll lend you.
What people ask about home loan rates at Agricultural Development Bank.
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