From the bank's own Kartik 2083 rate sheet: floating from 5.26% and fixed from 7.00%.
| Product | Type | The bank wrote | Rate % a year | Monthly |
|---|---|---|---|---|
| Housing Loan upto 30 mio | floating | Upto 2.00% | Up to 6.51 | up to NPR 37,308 |
| Housing Loan above 30 mio (Real Estate Categorization) | floating | 2.00% to 4.00% | 6.51 to 8.51 | from NPR 37,308 |
| Eco Home Loan | floating | 0.75% | 5.26 | NPR 33,720 |
| Fixed Rate for Housing Loan up to NPR 30 mio for 7 years | fixed | 7.00% | 7.00 | NPR 38,765 |
These are the rates Nepal Investment Mega Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.
Its lowest rate of 5.26% is number 4 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.
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What people ask about home loan rates at Nepal Investment Mega Bank.
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