Nabil Bank home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating from 4.91% and fixed from 7.99%.

Lowest published rate
4.91%
Base rate
4.41%
Last checked
1 Nov 2026

Nabil Bank home loan rates and monthly payments

Repay over
Nabil Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Low Cost Housing (Prime)floating1.50-3.005.91 to 7.41from NPR 35,562
Low Cost Housing (Standard)floating2.00-3.506.41 to 7.91from NPR 37,014
Sustainable Housing Loanfloating1.00-2.755.41 to 7.16from NPR 34,141
Affordable Housing Loanfloating0.755.16NPR 33,441
Super Housing Loanfloating1.00-3.005.41 to 7.41from NPR 34,141
Housing Loanfloating0.50-2.504.91 to 6.91from NPR 32,750
Nabil Dhukka Ghar Karja (Fixed for 7 years)fixed7.99%7.99NPR 41,791
Nabil Dhukka Ghar Karja (Fixed for 10 years)fixed8.99%8.99NPR 44,954

These are the rates Nabil Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Nabil Bank compares

Its lowest rate of 4.91% is number 2 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Nabil Bank Home Loan Questions

What people ask about home loan rates at Nabil Bank.

For Kartik 2083, Nabil Bank publishes home loan rates of floating from 4.91% and fixed from 7.99%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Nabil Bank is 4.41%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Nabil Bank's lowest rate is number 2 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Nabil Bank's published rates every day. The last check was on 1 Nov 2026.