Sanima Bank home loan interest rate

From the bank's own Asoj 2083 rate sheet: floating from 5.60%.

Lowest published rate
5.60%
Base rate
4.60%
Last checked
1 Nov 2026

Sanima Bank home loan rates and monthly payments

Sanima Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
ECO-HOME Loanfloating1.00% - 3.00%5.60 to 7.60from NPR 34,677
HOME Loanfloating1.50% - 3.50%6.10 to 8.10from NPR 36,111
See it on the bank's site (opens in a new tab)

These are the rates Sanima Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Sanima Bank compares

Its lowest rate of 5.60% is number 10 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

A rate is only useful once a bank says yes

Build one loan profile, then send it to the banks you choose and find out what they'll lend you.

Get pre-approved

Sanima Bank Home Loan Questions

What people ask about home loan rates at Sanima Bank.

For Asoj 2083, Sanima Bank publishes home loan rates of floating from 5.60%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Sanima Bank is 4.60%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Sanima Bank's lowest rate is number 10 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Sanima Bank's published rates every day. The last check was on 1 Nov 2026.