From the bank's own Kartik 2083 rate sheet: floating from 5.46% and fixed from 7.25%.
| Product | Type | The bank wrote | Rate % a year | Monthly |
|---|---|---|---|---|
| Ghar karja, up to 5 years | floating | २.०० | 5.96 | Up to 5 yrs only |
| Ghar karja, up to 10 years | floating | २.२५ | 6.21 | Up to 10 yrs only |
| Ghar karja, up to 15 years | floating | २.५० | 6.46 | Up to 15 yrs only |
| Mahalaxmi Ghar karja, up to 10 years | floating | २.०० | 5.96 | Up to 10 yrs only |
| Mahalaxmi Ghar karja, up to 15 years | floating | २.२५ | 6.21 | Up to 15 yrs only |
| Mahalaxmi Ghar karja, up to 20 years | floating | २.५० | 6.46 | NPR 37,161 |
| Tapai ko aafno Ghar karja, up to 5 years | floating | २.०० | 5.96 | Up to 5 yrs only |
| Tapai ko aafno Ghar karja, up to 10 years | floating | २.२५ | 6.21 | Up to 10 yrs only |
| Tapai ko aafno Ghar karja, up to 15 years | floating | २.५० | 6.46 | Up to 15 yrs only |
| Tapai ko aafno Ghar karja, up to 20 years | floating | २.७५ | 6.71 | NPR 37,899 |
| Mero ghar karja, up to 3 crore | floating | १.५० देखि १.७५ | 5.46 to 5.71 | from NPR 34,282 |
| Mero ghar karja, above 3 crore | floating | २.०० | 5.96 | NPR 35,706 |
| Ghar karja, up to 5 years | fixed | ७.२५ | 7.25 | Up to 5 yrs only |
| Ghar karja, up to 10 years | fixed | ७.५० | 7.50 | Up to 10 yrs only |
| Ghar karja, up to 15 years | fixed | ८.०० | 8.00 | Up to 15 yrs only |
| Mahalaxmi Ghar karja, up to 10 years | fixed | ७.५० | 7.50 | Up to 10 yrs only |
| Mahalaxmi Ghar karja, up to 15 years | fixed | ७.७५ | 7.75 | Up to 15 yrs only |
| Mahalaxmi Ghar karja, up to 20 years | fixed | ८.०० | 8.00 | NPR 41,822 |
These are the rates Rastriya Banijya Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.
Its lowest rate of 5.46% is number 8 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.
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