Nepal SBI Bank home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating from 5.58% and fixed from 8.99%.

Lowest published rate
5.58%
Base rate
5.08%
Last checked
1 Nov 2026

Nepal SBI Bank home loan rates and monthly payments

Nepal SBI Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Home LoanfloatingBR + 0.50% - 2.50%5.58 to 7.58from NPR 34,621
Home Loanfixed8.99% / 9.49% / 10.49%8.99 to 10.49from NPR 44,954
Applies from 18 Oct 2026See it on the bank's site (opens in a new tab)

These are the rates Nepal SBI Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Nepal SBI Bank compares

Its lowest rate of 5.58% is number 9 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Nepal SBI Bank Home Loan Questions

What people ask about home loan rates at Nepal SBI Bank.

For Kartik 2083, Nepal SBI Bank publishes home loan rates of floating from 5.58% and fixed from 8.99%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Nepal SBI Bank is 5.08%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Nepal SBI Bank's lowest rate is number 9 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Nepal SBI Bank's published rates every day. The last check was on 1 Nov 2026.