Machhapuchchhre Bank home loan interest rate

From the bank's own Asoj 2083 rate sheet: floating from 5.42% and fixed from 7.75%.

Lowest published rate
5.42%
Base rate
4.92%
Last checked
1 Nov 2026

Machhapuchchhre Bank home loan rates and monthly payments

Repay over
Machhapuchchhre Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Home Loan (up to 30 million)floating0.50% - 2.50%5.42 to 7.42from NPR 34,169
Home Loan (Above 30 Million)floating1.00% - 3.00%5.92 to 7.92from NPR 35,591
Home Loanfixed7.75% / 8.50% / 9.50%7.75 to 9.50from NPR 41,047

These are the rates Machhapuchchhre Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Machhapuchchhre Bank compares

Its lowest rate of 5.42% is number 6 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Machhapuchchhre Bank Home Loan Questions

What people ask about home loan rates at Machhapuchchhre Bank.

For Asoj 2083, Machhapuchchhre Bank publishes home loan rates of floating from 5.42% and fixed from 7.75%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Machhapuchchhre Bank is 4.92%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Machhapuchchhre Bank's lowest rate is number 6 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Machhapuchchhre Bank's published rates every day. The last check was on 1 Nov 2026.