Laxmi Sunrise Bank home loan interest rate

From the bank's own Kartik 2083 rate sheet: floating from 5.38% and fixed from 7.49%.

Lowest published rate
5.38%
Base rate
4.88%
Last checked
1 Nov 2026

Laxmi Sunrise Bank home loan rates and monthly payments

Laxmi Sunrise Bank home loan rates
ProductTypeThe bank wroteRate % a yearMonthly
Home LoansfloatingBase Rate + 0.50 - 2.505.38 to 7.38from NPR 34,056
Home Loan (fixed, Up to 15 years)fixed7.49 - 10.997.49 to 10.99Up to 15 yrs only

These are the rates Laxmi Sunrise Bankpublishes, not an offer from the bank or from Nepal Niwas. Monthly payments assume the rate stays the same for the whole loan, and show only for products that fit your loan's length. Your rate depends on the bank's assessment, and fees are extra. Confirm with the bank before you decide.

How Laxmi Sunrise Bank compares

Its lowest rate of 5.38% is number 5 of 17 banks that publish a starting rate. The lowest is 4.88% at Nepal Bank, and the middle bank's is 5.58%.

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Laxmi Sunrise Bank Home Loan Questions

What people ask about home loan rates at Laxmi Sunrise Bank.

For Kartik 2083, Laxmi Sunrise Bank publishes home loan rates of floating from 5.38% and fixed from 7.49%. Your rate depends on the bank's assessment of you, the property and the loan, so confirm it with the bank.

The base rate we use for Laxmi Sunrise Bank is 4.88%. Its floating home loans are this rate plus a premium, so they change when the base rate does.

Laxmi Sunrise Bank's lowest rate is number 5 of the 17 banks we compare that publish a starting rate. The lowest is 4.88% at Nepal Bank.

We check Laxmi Sunrise Bank's published rates every day. The last check was on 1 Nov 2026.